We are a full service Insurance and Financial Service Agency located in the historic Heritage District in Gilbert, Arizona. We’re proud of our A+ rating with the BBB. Our focus is on protection and growth. Being Independent has its advantages, as our access to multiple carriers, services, and strategies allows us to focus on what’s best for our clients. We value the fact that each and every client is unique and take pride in understanding those needs and formulating a plan of action to solve them. We also understand that there is a lot of information within the financial industry, we have the ability to take what may seem complicated and make it simple to understand. Our mission is to bring “Peace of Mind” as a result for all our clients.

Undrea Smith, RICP® – Agency Director
Arizona License # 948799

Undrea Smith, RICP®, is Agency Director and an Individual Insurance and Retirement Planning Specialist. He started in the Industry over 10 years ago and has a passion for making sure that every client receives first class service. Raised in the Midwest, Undrea has called Arizona home for more than ten years. He is currently licensed in 10 states as he makes it a point to be able to help his clients should they decide to move. He is a family man first, he and his wife Julianne have one amazing son and three beautiful daughters. His passion for honesty and transparency lead him to start an agency that would allow him to provide his clients and community access to only the top rated Insurance and Financial products and services.  Although his roots are in Health Insurance, the natural progression for serving his current clients led him into the Retirement Planning Industry, which is his true passion. He received his Retirement Income Certified Professional, designation from the American College of Financial Services. Using the most current techniques Undrea’s RICP®, designation allows him to identify retirement income needs and objectives and evaluate a client’s current situation relative to these goals. Being an RICP®, also allows Undrea to provide expert advice on a broad range of retirement topics including income needs and objectives, estate issues and other risks to the retirement income planning process such as: Social Security, health insurance, housing decisions and income taxation. Undrea’s approach is to build relationships with his clients and by doing so he can truly understand what’s best for them. This philosophy has led to a successful practice. Undrea is a proud member of NAIFA (National Association of Insurance and Financial Advisors), where he sits on the board of Directors for the East Valley chapter. Undrea understands the importance of remaining current on Industry knowledge. Ongoing education is a top priority for Undrea who is enrolled at The American College of Financial Services.

Julianne Smith – Office Coordinator
Arizona License # 998158

Julianne is the office coordinator and is the “other half” of this family owned business. Raised in the Midwest, Julianne has called Arizona home for almost ten years. Julianne along with Undrea had a desire to run an agency that was honest, transparent and integrity driven. Julianne holds a Bachelor of Business Administration-Marketing degree from the University of Wisconsin in Milwaukee and is also a state licensed insurance agent. Julianne enjoys her role as office coordinator and loves working side by side with Undrea to ensure every client receives first class service.

Life Insurance

Life Insurance is an important part of any successful financial or retirement plan. Most people know they need Life Insurance but might not know where to start or which style of policy is right for them.

Health Insurance

Health Insurance has changed a great deal since the ACA (Affordable Care Act).  Due to the uncertainty and unavailability of carriers willing to participate in “Obamacare” we are unable to offer (…)


Once you qualify for Medicare, there are some important choices that need to be made. Medicare parts A & B are offered though the government, but Medicare doesn’t cover all of your medical expenses. 

Retirement Income

Retirement Income Planning should be a written plan. Having money in a retirement account, IRA, 401K, or a managed brokerage account isn’t a plan. Simply put, all of those ac (…)

Asset Distribution

When it comes time to consider retirement and the assets that we’ve accumulated, we need a shift in our thought process. All of our lives we been “accumulating” for this very moment. We’ve saved, (…)

Senior Planning

Senior Planning takes all aspect of later life planning. Social Security and when to take it is an important decision, and with the laws seeming to constantly change, making sure you maximize this (…)

401k/IRA Rollovers

Is it time to roll over a 401K or IRA? Whether you’ve left an employer, want to see steady growth, or just want to get out of the market altogether, we can do more than help. We can rollover your  (…)


“We are dedicated to maintaining the highest standards of integrity and professionalism and insist on offering only the best products and services that will meet the needs of our clients.”

George D., Wilcox, AZ - 2/7/2017

I have been doing business with Undrea of Quality Coverage Benefits, Inc. for approximately 7 years. He is a very pleasant person to work with and I have always had excellent service and guidance from him.

Kristine B., Bullhead City, AZ - 2/4/2017

I have had nothing but an amazing experience over the years in having Quality Coverage Benefits, Inc. and specifically Mr. Undrea Smith provide me the right expertise and information in selecting the appropriate health coverage. In an ever-changing health care environment, it is assuring to know that you can count on someone looking out for your best interest and health.

Mayur D., Phoenix, AZ - 01/12/2017

Undrea has helped us with our insurance needs for years and goes above and beyond what I expect – every time we work with him!

Patti B., 1/11/2017 - Maricopa, AZ

I have used Undrea Smith for my insurance needs for over 10 years and have always been very satisfied.

Jennifer B., 1/11/2017 - Lake Havasu, AZ
I have done business with Quality Coverage and Undrea for nine years. Best decision I ever made.
Glenn W., 11/08/2016 - Chandler, AZ

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